Insurance Quotes

MTYGSI100 · Post by **MTYGSI100** » Sat Aug 12, 2006 1:11 am

I've had a look with norwhich union, and i've been quoted less on a 218 vvc Coupe than on a 216 Coupe!

anybody explain why? or am i just missing what's going on here?

Cheers

Daz

calibrax · Post by **calibrax** » Sat Aug 12, 2006 9:12 am

Could be that the 218 has a better immobiliser/alarm than the 216?

brad · Post by **brad** » Sat Aug 12, 2006 10:30 am

isnt it the early 216's immoberlizer is not a catagry one

Sheaf · Post by **Sheaf** » Sat Aug 12, 2006 11:44 am

Because people who make up the prices at insurance companies cut out the faffing about and inject the drugs straight into their eyeballs, meaning they usually come up with some pretty crazy logic and wierd prices.

Or it could be that the 216 is honda, while the vvc is rover, so although the vvc is more powerfull it'll probably spend most of the year off the road with HGF anyway, so you're not going to crash it

Post by **Punx0r** » Sat Aug 12, 2006 12:31 pm

Very funny

It's probably because Norwich union seems to confuse the 1.8VVC coupes with 1.8IS bubbles. Still a bigger engine than a 216 coupe but a less lairy car. Imagine how many 200 coupes have been crashed...

MTYGSI100 · Post by **MTYGSI100** » Sat Aug 12, 2006 12:47 pm

seems reasonable about the alarms, i mean, when i tried to get quoted online with them on a 220 turbo, they wouldn't even give me a quote unless i upgraded the alarm/immobiliser to a Thatcham Approved Cat 1

will have to get another couple of quotes, see what's up......

pre620ti · Post by **pre620ti** » Sat Aug 12, 2006 1:07 pm

Try contacting Hyperformance Insurance - they beat my Norwich Union quote fot a 600Ti by about six hundred pounds!!!

darwin · Post by **darwin** » Sat Aug 12, 2006 5:20 pm

Sheaf wrote:Because people who make up the prices at insurance companies cut out the faffing about and inject the drugs straight into their eyeballs, meaning they usually come up with some pretty crazy logic and wierd prices.

They usually have a dartboard and when you fone up they throw a dart , and where it lands they multiply the number by 217.769 (or 217.983 if its a Tuesday) thats the price you pay . Or so it seems .

mach1rob · Post by **mach1rob** » Sat Aug 12, 2006 7:09 pm

Sheaf wrote:
Or it could be that the 216 is honda, while the vvc is rover, so although the vvc is more powerfull it'll probably spend most of the year off the road with HGF anyway, so you're not going to crash it

Nah its cos Honda parts are so goddamn expensive to buy! Ignitor anyone

Post by **Stu** » Sat Aug 12, 2006 10:04 pm

bradharris wrote:isnt it the early 216's immoberlizer is not a catagry one

Neither is the VVC's. VVC's are cat 2 immobilser. Cat one was only on the MGR's in 2003 onwards

shen · Post by **shen** » Mon Aug 14, 2006 12:14 pm

MTYGSI100 wrote:I've had a look with norwhich union, and i've been quoted less on a 218 vvc Coupe than on a 216 Coupe!

anybody explain why? or am i just missing what's going on here?

Cheers

Daz

something to do with that you mentioned Norwhich union i think, and probably spoke to a mental person from bangladesh

i got quoted Â£4500 tpft on a 220 turbo a month ago

i now pay Â£600 full comp .. am 29 - no points

they are nuts

the lovely indian lady chuckled saying 'i cannot quote you happy'

then proceeded to ask if i wanted to take the insurance policy

hehe

MTYGSI100 · Post by **MTYGSI100** » Mon Aug 14, 2006 1:59 pm

well i've done it all online and got quotes within Â£50 of eachother for a 216 Honda DOHC engine, and a 218 Rover VVC engine model.

I think maybe the other one was so expensive as there was a full exhaust system and such on it and i'm thinkin the chance that these had been declared on the previous owner's insurance! never mind

cheers guys

Daz

amillsuk · Post by **amillsuk** » Mon Aug 14, 2006 4:19 pm

www.performancedirect.co.uk

Cheapest i found.... Â£950 TPFT on a 220 with 1 yrs no claims, aged 20 with 3 points

sidepants · Post by **sidepants** » Mon Aug 14, 2006 4:39 pm

MTYGSI100 wrote:I've had a look with norwhich union, and i've been quoted less on a 218 vvc Coupe than on a 216 Coupe!

anybody explain why? or am i just missing what's going on here?

because Norwich Union are rubbish, simple as. quoted me bonkers a few times now, would never get cover from them. last time for the vitesse they quoted me over Â£1200, more than Â£600 more than i'm paying now.

MTYGSI100 · Post by **MTYGSI100** » Mon Aug 14, 2006 6:43 pm

amillsuk wrote:www.performancedirect.co.uk

Cheapest i found.... Â£950 TPFT on a 220 with 1 yrs no claims, aged 20 with 3 points

Â£1,956 comprehensive.....2 years NCB, 3 points, 19 year old driver

i'm starting to think Â£980 from the ever-$hit norwhich union, for exactly the same, is looking better and better!

414i2006 · Post by **414i2006** » Mon Aug 14, 2006 10:34 pm

216 Coupe L Reg....

Your premium is Â£3,399.90

19yr old Just Passed 0 NCB 0 Points...... OH MY GOD... thats with Performance Direct

shen · Post by **shen** » Tue Aug 15, 2006 10:22 am

i always use Confused.com

gives quotes from many many many insurers all in one search

admiral is often decent and after getting those quotes you can phone round and get it cheaper

amillsuk · Post by **amillsuk** » Tue Aug 15, 2006 11:03 am

414i2006 wrote:216 Coupe L Reg....

Your premium is Â£3,399.90

19yr old Just Passed 0 NCB 0 Points...... OH MY GOD... thats with Performance Direct

You have to be 20, with 1 yr NCB to qualify properly with them...

I'd opt for Norwich union tbh with you...I'd get your pass plus done, norwich, in the same cricumstances as you, charged me Â£1200.... I paid it.... Was logger like..

amillsuk · Post by **amillsuk** » Tue Aug 15, 2006 11:04 am

MTYGSI100 wrote:
amillsuk wrote:www.performancedirect.co.uk

Cheapest i found.... Â£950 TPFT on a 220 with 1 yrs no claims, aged 20 with 3 points
Â£1,956 comprehensive.....2 years NCB, 3 points, 19 year old driver

i'm starting to think Â£980 from the ever-$hit norwhich union, for exactly the same, is looking better and better!

Now do th qoute as if you were 20, and then see how much it costs....

Rovertech 2.0

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