Fdh Insurance??

[Tomcat T]

There is a chap comming to view my car tonight, He is currentley driving a car that falls into group 20 insurance. Now he has rang around a good few insurers just to be told that his premium will almost double Some want as much as 3k

Also insurers seem to struggle when you say it was registered in 1998.. They say silly things like its not on my computer! So there cant be such a car

This doesnt make any sense to me?? Or am i missing something??

Any insight into this would be much appreciated..

As he's having a nightmare at the moment.

Thanks alot

[Tomcat T]

Ps i know im an old fart.. But im only paying £500

[russ220]

thats strange? try adrian flux insurance brokers.

few lads round by me drive Fdh's, some are under 21yrs old too

[Tomcat T]

Yeh i think he tried them and didnt get any joy there either

Really strange, Just cant get my head around it :

[empsburna]

Yeh i think he tried them and didnt get any joy there either

Really strange, Just cant get my head around it :

Most places they are listed as rover 200's - Rover 200 Coupe Turbo I.

When filling in online quotes mine is often identified as a 114gta metro!

[Tomcat T]

Yeh i think he tried them and didnt get any joy there either

Really strange, Just cant get my head around it :

Most places they are listed as rover 200's - Rover 200 Coupe Turbo I.

When filling in online quotes mine is often identified as a 114gta metro!

Yeh on autotrader i noticed that.. Had to class mine as a rover 220 turbo then add coupe to the description.

114gta.. Thats random

[Phatman]

Try Admiral, I'm 19, own an coupe turbo (an fdh) and my insurance is around £1500. Though that is tpft!

[Tomcat T]

Try Admiral, I'm 19, own an coupe turbo (an fdh) and my insurance is around £1500. Though that is tpft!

That seems ok

[james26386]

I've never had any joy with my 'FDH' when putting the registration online. Last time it came up as a Vauxhall estate of some description!! I've never bothered with the 1998 registration over the phone, just told them the plate - which should correspond to a '95, and then they get confused and ask exactly what it is. So I just say Coupe Turbo I as Emps said and away they go.

I'm 22, with Elephant, and pay £800 fully comp.

hth

James

[Tomcat T]

I've never had any joy with my 'FDH' when putting the registration online. Last time it came up as a Vauxhall estate of some description!! I've never bothered with the 1998 registration over the phone, just told them the plate - which should correspond to a '95, and then they get confused and ask exactly what it is. So I just say Coupe Turbo I as Emps said and away they go.

I'm 22, with Elephant, and pay £800 fully comp.

hth

James

Cheers James i will pass this info on

ps. Thats a great price

[lou123]

I'm with A plan on mine, thats the cheapest place i could get, No no claims and 27 and a STUPID accident involvin a nob child, (which i was proven NOT to be at fault but its still against me ) costs me £1200 TPFT which is a total con considering it used to be £800 but hey - insurance companies for you

[empsburna]

I'm with A plan on mine, thats the cheapest place i could get, No no claims and 27 and a STUPID accident involvin a nob child, (which i was proven NOT to be at fault but its still against me ) costs me £1200 TPFT which is a total con considering it used to be £800 but hey - insurance companies for you

That is terrible, mine is under half of that - Fully Comp + Mods too!

[lou123]

Yeah, my old hatch GTi turbo was only £650 but back then i had 5 years no claims and no blind 12 year olds running into the road

Bye bye cheap insurance hello high premiums

My other quotes were £2500 PLUS Prob dont help that i live in an area with thieving pikey scum scrotes Ive got that much bloody security on the thing, it took me half hour to start it yesterday and ive got the key lol but still made no difference to my premium

[C2K]

I'm with A plan on mine, thats the cheapest place i could get, No no claims and 27 and a STUPID accident involvin a nob child, (which i was proven NOT to be at fault but its still against me ) costs me £1200 TPFT which is a total con considering it used to be £800 but hey - insurance companies for you

That is terrible, mine is under half of that - Fully Comp + Mods too!

Mine's less than a third of that and fully comp too with all mods. A Plan too.

You could move house with what you'd save on insurance.

[empsburna]

Mine's less than a third of that and fully comp too with all mods. A Plan too.

You could move house with what you'd save on insurance.

I suspect you must be an old man then!

[C2K]

Mine's less than a third of that and fully comp too with all mods. A Plan too.

You could move house with what you'd save on insurance.

I suspect you must be an old man then!

I'm very much so still a twenty something, with a long way to go until that isn't the case. Got enough mods on it.

[Cableguy]

Mine's less than a third of that and fully comp too with all mods. A Plan too.

You could move house with what you'd save on insurance.

I suspect you must be an old man then!

I'm very much so still a twenty something, with a long way to go until that isn't the case. Got enough mods on it.

Im also 24 and paid £390 last year

[empsburna]

24 years old (23 when I took the policy out though), 6k miles a year, mods declared, 7 years no claims (+ business use, which i think bumped it right up) £566 a year.

[C2K]

24 years old (23 when I took the policy out though), 6k miles a year, mods declared, 7 years no claims (+ business use, which i think bumped it right up) £566 a year.

That's very good for business use tbh, insurance is just gay and unfortunately just draws some people at random for shite premiums.

[shen]

Alot can go on where you live...

some insurers won't touch me pretty much and ask for silly money like 3k+, because I live a mile or two from a real scummy area...they maybe class my street as same.

not an fdh but I pay just over £400 a year fully comp ... 31yrs old 3 yrs no claims = with adrian flux.. I asked them why the coupe was so cheap compared to other cars of similar performance and they said

'the rover coupe turbo is not a high risk vehicle from stats they have, either for theft or for incidents'

[C2K]

Some companies are just gay though full stop. The Peugeot is group 5, and my postcode is one of the best I have ever tried on an insurance quote. 7 years NCB and some people STILL quote over 2K, big name insurers. I mean when someone is offering to insure me for 200 quid, why the hell are 8-10 companies asking 2K+ ?? Joke.

[< KEVIN >]

age 26 - 2 years no claims all mods and conversion declared - Adrian flux = 1300 , renewal is due even though with this so called credit crunch i expect it to drop to under 1000

[shen]

Some companies are just gay though full stop. The Peugeot is group 5, and my postcode is one of the best I have ever tried on an insurance quote. 7 years NCB and some people STILL quote over 2K, big name insurers. I mean when someone is offering to insure me for 200 quid, why the hell are 8-10 companies asking 2K+ ?? Joke.

I'm sure they do this cos they just don't want to insure for whatever reason...

Pugs are expensive though .. I recently got alot of quotes for a 406 coupe 2.0 litre bog standard (for purposes of comparison as a friend pays loads) ... none were below £700 even adrian flux.. I can only assume it's because of foreign parts or something.
I even asked the guy on the phone how come it's grp 15 and slow as hell, my coupe is 17 or something and alot less safe (no airbags etc) and he wouldn't tell me, just said that's how it is.

[T_16]

I pay £352 from Admiral with a DR10 too.

[shen]

I pay £352 from Admiral with a DR10 too.

Damn that's good... I was paying over £1k tpft on a 1.4 L reg astra a few years back...4 years after my drinking ban...think it was also DR10. Think I was 27 or thereabouts at the time with 0 no claims cos I couldn't afford to drive at those silly prices prior.

[Roboscot]

I pay £352 from Admiral with a DR10 too.

Sounds like you're getting a good deal as I'm also with admiral, live in the same postcode area as you and pay about the same but with no points. Admiral are the only company I've stayed with for more than a year since my premium actually came down at renewal time unlike the 3 previous insurers I tried.

[T_16]

Put it this way, the next cheapest quote was around £700, which is ridiculous.

If I was paying that sort of money then I would expect to be running an EVO RS !

[shen]

With a dr 10 i would consider myself stupidly lucky to pay 700 on a turbo. I still can't believe you pay so little. Didn't you declare the ban you got?

[T_16]

Yep. 15 months, £150 fine, no points.

[syzsounds]

216 gti ... Just under 200 quid fully comp !
10 years no claims ..( How i dont know )

I have a feeling im going to be raped on the new car though... 2 litre to 2 litre turbo ... Wheres best ?

[shen]

Yep. 15 months, £150 fine, no points.

Bet you couldn't believe it when you got the quote either then ... Think I got 18 months, no points and £65 fine...was at university at the time. Gratz to you matey I'll have to keep Admiral in mind if anyone else is in a similar situation and asks.

[lou123]

Mine's less than a third of that and fully comp too with all mods. A Plan too.

You could move house with what you'd save on insurance.

I very much doubt that. I live at home with Mom and Dad

[ravinder]

My renewal is next week and have been quoted £500.84 fully comp at 24years old.

My god! I'm 24 now!