insurance

Chat about MG-Rovers, MG-Rover ownership and anything MGs or Rovers in general.

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Edweezy
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insurance

Post by Edweezy »

who is the youngest person on here to own a rover 220 gsi turbo and how much are you payin on insurance, cheers
Yes mate its a rover get over it
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Fordimus Prime
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Post by Fordimus Prime »

I reckon it must be Tom. And you really dont want to ask what he's paying. trust me!
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requestingaflyby
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Post by requestingaflyby »

im 21 and got quoted 1450 sheets through egg.com fully comp
through norwich union i paid 840 per yr fully comp on vitesse turbo
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420 Gsi turbo
lowered,17"x8.5" azevs, badboy bonnet, irmscher splitter,blitz filter,5" straight cut can, de-cat,220 hatch rear spolier, coupe front bumper,blue samcos, forge dump valve.
approx 200 bhp +/-
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Post by radddogg »

Fordimus Prime wrote:I reckon it must be Tom. And you really dont want to ask what he's paying. trust me!
True, he won't tell you, and if he does the thread will be locked then deleted. You have to bear in mind that Tom's is nowhere near standard too.
Swnt frpm my iphonr
Punx0r wrote:S&M always comes immediately to mind.
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Gary
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Post by Gary »

Stick your details on a insurance companies website and you'll get an idea :D

Rough idea TPFT
17 - Urm no Chance from most companies, those who will £4kish
18 - NO NCB £3.5k - 1year NCB £3000
19 - NO NCB £3k - 1 year NCB £2.5k 2year NCB £2k
20 - NO NCB £2k - 1 year NCB £1.5k 2 year NCB £1200 3year NCB £1000

VERY rough ideas but carnt be far from trueth.
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Post by Steve220 »

20 - 3yrs NCB - £1300 FC

Steve
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John220
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Insurance on 220 gsi turbo

Post by John220 »

19 yrs old, 1 yrs NCB £1450 tpft
DOM_COUPE
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Post by DOM_COUPE »

they want 6k for me but i have a bad driving history mules was 1400 at 19 iirc
former owner of 216 coupe, 2x220 coupes, 620 ti, 820i
Current toy 53 Plate Golf R32, 91 Golf Gti 8v and a Mk1 Golf Caddy Project
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Post by RichMk3 »

Last year, 23yo 2yrs NCD on Mk3 Turbo - All mods declared, £1280 FC.

This year, 24yo 3yrs NCD on 350ish bhp Escort cossie - All mods declared, 13k agreed value £1120 FC with Greenlight :D Very chuffed
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Post by MarkCoupe »

22 2yrs ncb, 1019 fully comp
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Post by weirdjam »

hehe just got renewal i own a non turbo.

£400 tpft age 23, 2 accidents both my fault, 2 years NCB, all mods declared, agreed value, third party track cover, driving other vehicles,
Was paying £720 last year so i'm well chuffed at £320 saving and still with same company HIC.

Not a turbo and prolly of no use to you but I wanna gloat!
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Post by Tom™ »

before...

18 = rover coupe turbo = standard = £3450 = egg.com
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Post by Scott »

820 mk1 turbo (grp 15), provisional license, no history, @ 19yo was 2800quid with budget.

@ 20y/o still with 0ncb , £1640 with tesco's
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Post by ROV600Ti »

27, Full no claims. £408 wivs mods decleard on the Ti, and i I was p*ssed with it being that much!! guess being an old git with a grandad car does have its advantages!!
'97 600Ti :D
'89 1380 Mini :D
'91 xr2i :) GONE :(
'88 golf gti cabrio :) GONE :(
'81 Porsche 924 :(
'98 barvo 1.4 :(
'02 1800 focus estate :(
colection of part to build a lotus 7 rep, running 2.1 pinto on twin 48s :D
XR3i Cabrio getting faster :D
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Post by gav2pac »

im 21, own a 620 ti paying £580 third party fire and theft in old mans name 2 yrs no claims with tesco
NZ Rover 220
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Post by NZ Rover 220 »

140GBP fully Comp for the GT4. Only about 20GBP more than for the Rover :D
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Post by Ryan220 »

NZ Rover 220 wrote:140GBP fully Comp for the GT4. Only about 20GBP more than for the Rover :D
Gary


The Kiwis/ expats 1
United Kingdom 0

Its an away victory again.

Ive actually heard that wages are considerably lower in New Zealand. In which case all these savings Gary makes on practically everything may not be as large as we are led to believe. Gary?
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Post by NZ Rover 220 »

It's all relevant at the end of the day. Wages as a whole may well be lower, but so is the cost of living. I am actually far better off here in NZ than when I was in the UK. My salary is higher and it costs less to live :) Means I can afford to build the car of my dreams :wink:
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Post by IrishRover »

Here's the opposite scenario for comparison. In Ireland, getting insurance on anything even vaguely high performance is impossible before 25. Something like a coupe turbo would be completely out of the question.

I was talking to a 24 year old work colleague the other day. He has a 1.1 litre Ford Fiesta. He recently passed his test, has no NCD and no points either. His insurance costs him over 4,000 euros (£2,775) a year. He told me it was this cheap because he agreed to have a tracker installed that kept track of his speed and mileage. He paid about 1,200 euros (£830) to have this installed. If he did not, his insurance would have been over 8000 euros (£5,550).

Now tell me you have it bad over there!
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Post by madhaggis »

Fookin Hell! Remind me never to live in NI!

Bob :)
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IrishRover
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Post by IrishRover »

No, this is in the Republic of Ireland. I think I've heard that Northern Ireland is dearer than the rest of the UK alright, but I expect it is still much cheaper than the Republic.
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CESSNA185
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Post by CESSNA185 »

Perhaps I wont stop in your neck of the woods next year Colin, Im to afraid now :o What else is exspensive over there, how much for a pint?
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daz500
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Post by daz500 »

IrishRover wrote:No, this is in the Republic of Ireland. I think I've heard that Northern Ireland is dearer than the rest of the UK alright, but I expect it is still much cheaper than the Republic.


northern ireland is pretty bad.
I couldnt get anything decent until I hit 25 and even then I had full NCB.
My last re-newal on the 620ti (without mods) with elephant was IRO £800.

I've just had a quote for an evo 8 and it's coming in at £1450 so thats not too bad. I paid £1200 when I first got the Rover :cry:
IrishRover
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Post by IrishRover »

CESSNA185 wrote:Perhaps I wont stop in your neck of the woods next year Colin, Im to afraid now :o What else is exspensive over there, how much for a pint?

Lots of things are expensive. Taxis are expensive, and they constantly moan about what a hard lot they have. Every few months they hike their rates. A pint of lager in the city will be around the 5 euro mark. Sometimes you might get it for nearer 4.50 or so, but that's quite rare now. Most late bars hike the price of the pint after a certain time too. They say they must do this because they have to pay the bar staff extra to work later. I wonder do they really pay the staff more though or do they just keep the extra for themselves?

Anyway, don't let that put you off. Even with my jaundiced view of Dublin, I still think it's an absolutely great place to have a night out.
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Post by Mule »

DOM_COUPE wrote:they want 6k for me but i have a bad driving history mules was 1400 at 19 iirc


at 19 it was £1800 with 2yrs NCB and lowered suspension (coupe turbo)
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