Opinions on the new insurance law?

[southside]

Been all over the news today that a new laws comming in with insurance. At the min you only get fined if caught driving without insurance. This new law means all cars will have to be insured even if the cars off the road locked away in your garage and never used. All cars must be insured at all times weather they're used or not or you could end up with a fine and even your car towed off your drive and crushed.

Pathetic if you ask me.

[-Alex-]

Total disgrace if you ask me - there are far more pressing problems in the county, country and wider world to be fair.

They said on Radio1 the fine would be £100 - automatically delved out.

I can't see me insuring the many pieces that will one day be re-assembled to make my Maestro Turbo sorry. No chance.

[mg-richard]

makes selling your old car a pain in the backside

[agw_01]

lol, I didn't realise it was 1st April already.

This has to be a joke? You can get into trouble for not insuring a car locked up in a garage?!?!? They can get stuffed!

Who the **** thought of this one?

My Dad's J reg 820 has been sat on his driveway for the last 5 years. It's uninsured, untaxed and doesn't even run. It isn't going anywhere. And some muppet thinks that he's going to splash out however much to insure it?

[mg-richard]

maybe our insurance premiums will go down when they clamp down on uninsured drivers











lets face it thats not gonna happen

[stefaclese]

So even if a car is SORN'd, it still has to be insured? If thats the case, then that is totally ridiculous and will result in cases being taken to some very high courts and fought out eventually, more than likely costing more tax payers money than this ridiculous law will "raise"*, nevermind that a hell of a lot of people won't follow it.

How exactly do they plan on enforcing this then? Police having to turn their attention to check every single car in every single driveway to make sure its insured, or lots of fines being to posted to thousands of people?

Why should a vehicle be insured if its legally off the road? If its not insured then its not legal on the road anyway.


*Read steal.

[-Alex-]

http://www.pistonheads.com/news/default ... ryId=19258
Seems it is cars seen on the road and not SORN. I must have mis-heard Radio1 or they got it Tong.
I would rather a BBC link than PH but grab what you can.

[mg-richard]

i read it as any car with a current tax disk needs insurance

[Quiche81]

i read it as any car with a current tax disk needs insurance

I read it the same, also it says "Respond to the letter" which may well mean that you would
be expected to just claim its not being used on the road even though taxed etc when asked.

[xuk]

Phew!!!
Last line say's that cars on SORN are safe

[Punx0r]

They've been going at this for years, my understanding is it simply Continuous Insurance. Just like the new road tax rules you either have to tax/insure the car, or declare it SORN, regardless of whether it's on the road or not.

I despise it. It's changing the rules to allow crime detection by automated computer, plus it invents new crimes to trap ordinary folk.

Far more worrying are the environmental proposals that will mean compulsory seizure and desctruction of any car more than 10 years old that isn't a recognised historic vehicle.

[southside]

Well thank god for that. I've been worried all day considering i have 5 cars and only two are on the road and insured. Radio 1 must have got it wrong. They were making out all cars had to be insured.

[Stu]

It is basically a case of the car has to be SORN'd and on private land to not require insurance.

[xuk]

Far more worrying are the environmental proposals that will mean compulsory seizure and desctruction of any car more than 10 years old that isn't a recognised historic vehicle.

Don't like the sound of that at all

[Sheaf]

It is basically a case of the car has to be SORN'd and on private land to not require insurance.

Even so, if you buy a new car, it means you cant sell your old one with tax. Plus nobody can test drive it (using dayinsure or the like) as it'll not be taxed. I dont see what's wrong with having a car sat with tax but no insurance if it's off the road

[Punx0r]

There isn't a problem, but it means that the authorities have to go out and find uninsured cars on the street in order to prosecute people. Now the database will automatically issue a fine for the technical offence.

Detection rates for uninsured cars will obviously go through the roof but it won't remove any uninsured drivers from the road.

[southside]

I agree with getting uninsured drivers off the road but that doesn't help people like me that like to have a few project cars which obviously when being worked on are untaxed and uninsured and stored either on my drive or in the garage. They best not start trying to send me fines when i come to sell them on.

[216si]

i think in theory it's a good idea but it needs a couple creases ironing out first....
like myself for instance..., i have 4 cars at the min:

punto - cat C write off...., no tax, no insurance, no mot hell not even a log book???
106 - taxed with log book in my name but no insurance specifically for that car as i bought it like that but i am covered on my traders
focus estate - my daily runner, taxed, mot'd the lot declaired on my traders as a company car
rover tubby - my toy, taxed mot'd etc and declaired on my traders as my personal car for sdp inc commuting.

i can't see how they can get it to work on the likes of my punto and 106????

[Vard66]

http://www.direct.gov.uk/en/Motoring/Ow ... /DG_067639

Link to official page.

*spits*

[munky]

So...

You have a car on the road without insurance or tax and get fined automatically, thus freeing up police time to spend on real crimes.

Or you have your 'project(s)' sorn'd and off road and don't need to insure them and don't get fined.

Whoop-de-f*cking-doo.

What exactly has changed except law breaking uninsured scum can't get awAy with it so easily and those of us that abide by the law don't notice any difference?...

Yet another catastrophicly ignorant misreading of a government policy leading to misconstrued panic and outrage.

Reminds me of the panic about CCTV.

If you're not breaking the law, who gives a damn, if you are, STOP BREAKING THE LAW A*SSHOLE!






And reef is a big gay.

[Semproxion]

I agree with Munky.

[Vard66]

Lulz.

[200coupe]

Far more worrying are the environmental proposals that will mean compulsory seizure and desctruction of any car more than 10 years old that isn't a recognised historic vehicle.

Don't like the sound of that at all

Nore me that's just ridiculous, my car is about 17 years old now so what there going to come along and automatically have it crushed? they can f**k off!!!

I can see what there thinking get the older more polluting cars off the road but that makes it very unfair seeing as already these cars go through an mot every year to make sure there at a road worthy standard and are therefore still perfectly usable.

Its a bit unfair seeing as some people either don't want a newer car or cant afford a newer car but yet big brother *cough* i mean labour doesn't think of that as all they seem to be concerned about is statistics.

[420gazza]

in 3 simple words, f**K the government

[tompinney]

Far more worrying are the environmental proposals that will mean compulsory seizure and desctruction of any car more than 10 years old that isn't a recognised historic vehicle.

Don't like the sound of that at all

I consider myself more environmentally friendly that anyone that goes out an buys any brand new tin box, no matter how 'green' it supposedly is. God knows how much pollution the extraction of the raw materials and the manufacture of that new car generates vs my pair of 14 year old Rovers, which as a result of proper care mean I don't NEED to buy a new car! Come to that, consider the environmental implications of disposing of all these 10 year old cars...

I recycle cars!

[munky]

its been talked about for years.

It will never happen.

[Punx0r]

Mr Munky has missed the point entirely

How exactly will this requirement to complete a paperwork exercise remove any uninsured drivers from the road?

It's quite simple: you've got a lot going on in your life, you don't use your car regularly and it sits in your garage. Whilst it's sitting there the tax and insurance lapse, but since it's not on the road you don't need either. Then a fine lands on your doormat for not declaring it SORN.

Assuming SORN doesn't exist, had you chosen to drive that car on the road then ANPR would have detected it and thrown your worthless arse in gaol.

There is no need for SORN, all it does is make criminals of people who haven't done anything wrong because they forget to jump through the hoops. If your passport/driving licence/library card expires, but you use neither and don't renew it, should you be sent a fine?

The "if you do nothing wrong then you've got nothing to worry about, stop being a parnoid freak" line is scary. The assumption is made on the basis of what is currently deemed "wrong", and you trust the powers that be that nothing currently lawful will become "wrong".

In addition there is a basic right to privacy and the presumption of innocence.

I trust you shall be first in line for the identity cards, Munky? Don't forget to clearly state your religious and political beliefs, hobbies & interests and your opinion of 17 year old girls (just in case the age of consent is ever raised, you can be added to a list of suspected paedophiles )

[Geo_coupe]

Hmm, doesnt sound good to me. Basically im in a position where i could get fined as my coupe still has tax left on it (never cashed it in as its valid till april and may be back on the road by then) but no longer insured or mot'd??? But I could buy a car, not register it to me and run about in it with no insurance and unless i get pulled over by the cops be fine as no-one know who to send the fine to. Another shite way of punishing the average motorist whilst leaving the ones who are truly in the wrong to get away with it. Good country....

[shen]

Far more worrying are the environmental proposals that will mean compulsory seizure and desctruction of any car more than 10 years old that isn't a recognised historic vehicle.

Don't like the sound of that at all

Historic vehicles being anything driven by any member of parliament...knacked old jags/daimlers etc
pure BS...much like the smoking ban where they can still smoke in houses of parliament bar

[chrislandy]

I got fined £100 or so once for forgetting to SORN my landy, which is off the road, stored off the road and TAX EXEMPT!!

[Punx0r]

That would be funny if it weren't so sad...

[munky]

I trust you shall be first in line for the identity cards, Munky? Don't forget to clearly state your religious and political beliefs, hobbies & interests and your opinion of 17 year old girls (just in case the age of consent is ever raised, you can be added to a list of suspected paedophiles )

I have no issue with id cards. I quite like the idea.

I'm not religious. I couldnt give a f*ck about politics, my hobbies are all legal and socially acceptable, my interests are fairly dull.... No problem there for me.

(and I'm 30. I'd think I was a perve if I boned a 21yr old, so no problem stating my opinion on 17yr olds either )

All this invasion of privacy crap is a bit lame and daily mail-esque... fear everything, the government is out to get you, they've got chips in your brains, the lizard men rule the earth... who gives a f*ck? I have my health, a bottle of wine and a comfy sofa, what else do I need to worry about?


ps, I got an £80 fine in the post TODAY for forgetting to sorn the sh*tbox. Do I feel I've been wrongfully criminalised? Do I feel oppressed?

No, I feel a bit stupid that I FORGOT to sorn it, but sh*t happens. Its the law and there's nothing you can do about it, whining and b*tching wont solve anything. Pay the fine, dont do it again, get over it.

[Punx0r]

Your lack of interest in politics equates to a lack of support for the Regime and is very dissapointing, comrade. However, your assertion that the Proles can do nothing to influence affairs and should simply shut up and take their punishments is much more like the Party Line

Your hobbies are anti-social and damaging to the environment. If our law was like that in Holland then you would be prosecuted for changing your engine oil on your private driveway.

ID cards complete with genetic fingerprinting are a babystep from mandatory RFID tagging (I hear many children in the USA are already tagged). RFID is the modern equivilent of a tatooed barcode.

Mandatory DNA swapping at birth is really not that far away (swabbing against one's will is obviously already taking place). DNA evidence is fantastic on a small scale, throw 65 million samples into the pot and false positives are guaranteed. DNA evidence is currently seen as near-gospel in court. It won't matter if you've never been Cardiff, the Great Database says your DNA was found at a murder scene. Don't question the system, take your punishment.

We all know the DVLA/MID database is riddled with errors and barely worth a logger. Expanding it and basing more prosecutions on its evidence hardly seems like a good idea to me.

Detailed records of peoples' existence, location, faith, beliefs etc have often been (in living memory) used for extreme evil. I can't think of an example where they've resulted in a great good...

[munky]

Your hobbies are anti-social and damaging to the environment. .

How is sudoku damaging to the environment?

All the rest of what you said is interesting, but while I sit on my sofa, doing a cross stitch and making a warship out of matchsticks, polishing my halo when I have a spare second, it doesnt really put the fear of god into me... it makes me go, hmm... interesting, I bet the crims are really sh*tting themselves.

One good point has arisen from it, i no longer see you as a daily mail reader... you're definitely more along the lin es of a socialist worker reader.

[Sheaf]

I have no problem with having to declare a car SORN if it's not taxed.... not exactly a big deal.

I think the main problem is that the law stops anyone from having a car taxed without insuring it. If you have it off the road, with no insurance, I cant think of one good reason why it cant be taxed. It makes no logical sense.

Lots of people have two cars for short periods when changing cars. It's not feasable to insure both. But leaving the tax on as a selling point is pretty common.